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Hancock Mortgage Partners, LLC Blog

 

Recent Topics

Serve Our Vets In Home Buying Process
FHA 203K Program
TOP 5 HOME BUYER MISTAKES (AND HOW TO AVOID THEM)
10 THINGS TO KNOW BEFORE SELLING YOUR HOME
FHA Loans

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Serve Our Vets In Home Buying Process

Posted by:  Hancock Mortgage
2016-02-14 11:22:55

WOW.... What a GREAT weekend! HANCOCK MORTGAGE IS PROUD TO BE PART! 50 of the top loan officers and Realtors in the country all convened at the home of Ryan Stewman, to learn from Jay McMaken, how to properly serve our Vets in the home buying process and become an advocate for our Vets with the u...[read more...]

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FHA 203K Program

Posted by:  Hancock Mortgage Partners, Inc
2015-08-04 21:54:48

A Home Improvement Loan To purchase a dwelling and the land on which the dwelling is located and rehabilitate it, or To refinance existing indebtedness and rehabilitate a dwelling. TWO TYPES OF 203(k) LOANS: STREAMLINE 203(k) Rehabilitation cost must be under $35,000 Total lo...[read more...]

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TOP 5 HOME BUYER MISTAKES (AND HOW TO AVOID THEM)

Posted by:  Hancock Mortgage Partners, Inc
2015-06-23 17:45:18

Buying a home can either feel like an exciting adventure or a tiring chore. As the home buyer, the good news is that you have the power to take simple steps to make the process of buying a home go smoothly. After all, this is a huge milestone that you should enjoy. Many home buyers fall into the ...[read more...]

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10 THINGS TO KNOW BEFORE SELLING YOUR HOME

Posted by:  Hancock Mortgage Partners, Inc
2015-05-28 21:05:39

1. CONSULT A REALTOR FOR A BEGINNING CONVERSATION Whether you plan to use a Realtor for your transaction or not (and we will discuss this again at the end) it is a good idea to consult one for help in many aspects of your home selling preparation. These people are the experts in the field and hold ...[read more...]

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FHA Loans

Posted by:  Hancock Mortgage Partners, Inc
2015-04-14 19:03:11

Eligible Borrowers US Citizens Permanent Resident Aliens Non-Permanent Resident Aliens Non-Occupant Co-Borrowers Purchase Primary Occupancy Max Loan Amount Varies Per County (Based on HUD Guidelines) 1-4 Units LTV: 96.5% FICO: 600 Cash Out Refinance Dependen...[read more...]

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Jumbo Loans

Posted by:  Hancock Mortgage Partners, Inc
2015-03-17 21:35:11

Jumbo loans carry a loan amount surpassing the conforming loan limits set by the Office of Federal Housing Enterprise Oversight (OFHEO). They typically carry more risk than those issued by Fannie Mae or Freddie Mac, which often results in higher interest rates. ELIGIBLE PROGRAMS: - 15 year fixed...[read more...]

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Hancock Mortgage Partners is on the America's top 60 mortgage employers list

Posted by:  Hancock Mortgage Partners, Inc
2015-03-10 19:25:20

Each year, National Mortgage Professional Magazine evaluates employers in the mortgage industry based upon what their readers report as being important to them. The criteria for NMP's evaluation incuded, but was not limited to: Compensation, Corporate Culture, Long Term Strategy, Day-to-Day M...[read more...]

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ARE CREDIT CARDS REALLY THAT EVIL?

Posted by:  Hancock Mortgage Partners, LLC
2015-02-25 20:16:48

For many people, credit cards are the embodiment of evil. In the wrong hands they can lead to reckless spending, crippling debt, and eventual financial ruin. However, the “evil” tag is often unfairly applied to any tool that, when used responsibly, can be a positive for many people. C...[read more...]

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Housing Recovery Due To Help From Economy

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:24:58

A housing market recovery may finally be imminent. Mortgage News Daily recently reported that experts from the National Association of Home Builders cited a recovering economy, low mortgage rates, pent-up demand and affordable home prices all conspiring to lift the housing market. In fact, March pen...[read more...]

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Landscaping That Adds Value To Your Home

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:24:26

If you’re trying to increase the value of your home, you can seldom go wrong with landscaping. Landscaping in the front of your home increases the curb appeal and initial impressions of your property while landscaping in the back of your home can be use to extend your property’s usable s...[read more...]

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Memorial Day Facts

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:23:36

Memorial Day is one that most people celebrate around the grill or at the family campsite because it unofficially means that summer has begun. However, you might not know these fun facts about the annual holiday. Memorial Day began as a way to honor those who died in the Civil War. The start of t...[read more...]

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6 Tips To Help Save Money at Home

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:22:58

A house is probably the biggest investment most people will ever make. And equally, the money spent in day-to-day living in a house probably adds up to be some of the greatest expenses for most people. Here are some tips for reducing the expenses of having a home: Replace old appliances with new ...[read more...]

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How to Save Money Cooling Your House This Summer

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:21:54

How much money do you spend each summer to cool your house? On average, U.S. households spend $375 or 17% of their energy budget on cooling expenses. But you can save money when you try five tips this summer. 1. Adjust the Thermostat Before you leave for work or vacation, raise the thermosta...[read more...]

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Building Home Equity

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:20:46

Equity is the part of the property that is actually owned by the homeowner. For instance, if you bought a home for $250,000 several years ago and you’ve paid your mortgage down to $200,000, you have $50,000 equity in your home. Plus, if the same house is now valued at $300,000, you have an ...[read more...]

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Purchase Origination Higher Than Refi's

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:19:48

In its most recent Origination Insight Report, Ellie Mae describes the current state of the purchase mortgage market. The market was split with refinancing accounting for 33% of the market and purchase origination accounting for 66%. More than 4/5 of FHA loans were purchase originations, compared to...[read more...]

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Millennials, Baby Boomers Will Help Determine Housing Future

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:19:02

According to the Harvard Joint Center for Housing Studies, homeownership is at 65% its lowest point since 1995. While the drop off in home ownership spans many different demographic groups, the sharpest decline in ownership rates has come among people in their late 20s to early 40s. Researchers say ...[read more...]

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Buyers and Sellers not on Same Page

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:18:20

The real estate market is ever-changing, shifting from a buyer’s to a seller’s market and then back again. In the current housing market, sellers and buyers are no longer on the same page, this according to a recent survey performed by Redfin. Read on to learn what this research shows in...[read more...]

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Money Mistakes To Avoid

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:18:09

Unless you're incredibly rich, you probably worry about money. That's natural, but you'll feel better about your financial situation if you avoid these basic money mistakes: Not tracking your spending. Pay attention to where your money goes. Your credit card statement will help y...[read more...]

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The Fading of Foreclosures

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:14:47

The housing crisis and economic collapse that the United States and many other countries all over the world experienced in the last few years devastated the housing market. The sheer number of foreclosures skyrocketed overnight. And with the sudden influx in housing inventory on the market due to fo...[read more...]

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