Jumbo loans carry a loan amount surpassing the conforming loan limits set by the Office of Federal Housing Enterprise Oversight (OFHEO). They typically carry more risk than those issued by Fannie Mae or Freddie Mac, which often results in higher interest rates.

ELIGIBLE PROGRAMS:
- 15 year fixed
- 30 year fixed

OCCUPANCY:
- Primary home
- Secondary home

PRIMARY RESIDENCE PURCAHSE/REFINANCE
- Loan amount > $417,000
- Maximum Loan-To-Value up to 80%
- Cash out up to 70%
- Maximum Debt-To-Income

SECONDARY RESIDENCE PURCAHSE/REFINANCE
- Maximum Loan-To-Value up to 75%
- Maximum Debt-To-Income 43%